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Payment Options

Payment Options

We accept all major credit and debit cards and you can spread the cost of your watch, engagement ring or jewellery purchase with interest-free finance.

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How you can pay

Shopping online at Paul Sheeran Jewellers is easy. We accept all major credit and debit cards (Visa/Mastercard/Maestro/American Express), Paypal and ApplePay for fast and secure checkout. We accept Paul Sheeran Jewellers authorised giftcards and OneForAll giftcards.


All information provided will be treated in accordance with our Privacy Policy to ensure your online experience with us is safe and secure.


All payments are processed via a secure gateway, ensuring your privacy is protected throughout the entire online purchasing process.



Spread the cost with interest-free finance

We also offer an interest-free finance option, enabling you to buy the products you want today, and spread the cost with manageable monthly instalments.


The amount of your monthly payments will vary depending on the value of your purchase. In order to complete a purchase using a finance payment plan, simply, select the option at checkout. You will then be redirected to our finance partner, humm, where you will be promoted to complete an application.


A successful applicant is required to:

  • Be at least 18 years of age
  • Provide proof of PPS number & address
  • Be an Irish citizen or permanent resident of Ireland
  • Earn a minimum taxable income of €1,000 per month
  • Have a current credit/debit card and a photo ID
  • Have a good credit history

Please note that failure to meet any of these eligibility criteria will result in an unsuccessful application. It is also not guaranteed that the sum you are eligible for will cover the full cost of your purchase, in which case a higher up-front cost will be charged.


For further information on our interest-free finance payment option, click here to read more, or contact our team.

How do I apply for humm

Visit humm.ie and login or sign up for an account, or just simply apply for an amount to spend with humm. You could receive an answer in as little as 5 minutes.

How do I make my purchase using humm?

You will need to have an approved amount to spend with humm (which you can apply for at humm.ie).

You will then choose to pay with humm at the point of purchase (in-store or online) and will be guided through the requirements to set up your Fixed Sum Loan and set up the repayments for the loan.

You may be required to make the first payment at the time of purchase. The card you use to make this payment will then be used for the recurring payments to service the Loan Agreement.

Can I make more than one purchases with humm?

Yes! You can make multiple purchases from multiple merchants up to the amount you have been approved for, which is valid for 90 days from approval date.

Can I pay off my humm plan early?

Yes, you can pay your plan off early without any additional fees or charges. You will only pay the balance owing (including interest, if any) up until the point of closure.

You can make additional payments at any time, and you can do this as often as you like – simply log in to your online customer portal (you will have received an email about logging in when you made your purchase), and clicking on your agreement number, and click making a “One-Off Payment”.

What happens if I need to return the goods I have purchased using humm?

If you need to return the goods, you do this through the normal merchant process. The merchant will then cancel the purchase, and this will process a cancellation of your loan agreement. The cancellation of the agreement will process a refund of any sums paid back to your bank card.

What happens if I miss a payment?

You can make a manual payment through your customer portal or using the quick pay link that you will receive by SMS on the due date when the payment has been declined.

If no manual payment is made on the due date and the payment on the due date was declined by your Bank due to insufficient funds, we will process a retry for the payment amount on the following day automatically around 7am.

If the payment is still outstanding after the first retry then a one off €9 late fee is applied and will be due to be paid in addition to the monthly payment amount. If no manual payment is made during a day, we will continue to retry for the payment plus one off fee daily for a period of 27 days.

If the card for payments on file has expired, damaged and replaced, or been reported lost stolen, you will need to update the card details and make a manual payment. Please go to My Portal Questions here for more information. In these circumstances no late fee is applicable.

If you are experiencing temporary or longer-term financial difficulties, please email us at contactus@shophumm.com providing all relevant details of your circumstances so we can work with you to manage the situation.

AT YOUR SERVICE

Personalised, attentive service is as important to us as the products we sell. We pride ourselves on going the extra mile for each and every customer knowing that their appreciation of luxury products and service is the most fitting reflection of what we do. Our range of services are all managed in our Dublin store and workshop so that we can confidently deliver a level of service which is unrivalled in the market.